Life and Disability

LIFE, DISABILITY AND LONG-TERM CARE

Insurance Protection

You are working hard to build a life you enjoy with the people you love, now it's time to protect it all. But it can be tough to know how much, or what type of insurance you need. And insurance can be more than a safety net. Depending on the type you get, it can be the foundation for a sound financial plan.

Long-Term Disability

• Pre-retirement we want to protect ourselves from the loss of income due to disability

Long-Term Care

• Post-retirement we can anticipate higher health care costs and want to protect our assets and lifestyle

Are you prepared? We can help ensure that your health care expenses don't affect your lifestyle both before and after retirement.

Additional Links and Resources

• Assess life insurance needs - use this calculator to estimate how much life insurance you would need to meet your family's needs if you were to die prematurely
  
  
• Test your life insurance knowledge - How much do you know about one of the most important tools you have to help protect your and your family’s financial future?
  
  
• Long-term care needs - use this calculator to determine your potential long-term care needs and how long your current assets might last
  
  
• What to look for in a long-term care policy - list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance