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Your Personal Insurance Consultant

It all starts by making that first call to us. We will take the time to get to know you and your specific insurance needs. Unlike the “get a quote instantly” engines that you find with any simple Google search, we generally do not provide instant quotes. These “instant” quotes often are inaccurate, misleading and lacking in coverage. Up-front underwriting is an important part of our process, enabling us to provide accurate, competitive pricing with no unwelcome surprises later.

In a recent survey of homeowners, found that almost half (48%) don’t understand what liability home insurance covers and nearly a quarter (24%) have no idea how much liability insurance they have1.

Here are 5 Common Myths2, 3





What We Cover


  • Home Insurance – Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.
  • Condo Insurance – Your condo association may have insurance, but your individual unit has its own coverage needs.
  • Renters Insurance Renters insurance can help to cover more than your personal property. It can help to protect you from personal liability so you can rest easy.


  • Car InsuranceBe prepared so that the costs from an accident don't devastate your finances.
  • Motorcycle InsuranceThe right coverage should consider your specific needs, such as protecting accessories, guarding against theft and being able to get help while you're on the road.
  • Boat and Rec Vehicle InsuranceKnowing that you, your passengers and your property are protected can help you relax and enjoy your precious time away.

You and Your Valuables

  • Umbrella InsuranceExtend your home, auto or rec vehicle coverage for unexpected accidents in which you or your family may be liable.
  • Identity Theft / Cyber SecurityIdentity theft coverage is a must with the rise of cyber fraud. Not only will it reimburse you for certain expenses, but it can also offer personal assistance with fraud resolution.
  • Jewelry and Valuable Items CoverageFrom jewelry to collectibles, you may have more valuables than you realize. And your home insurance policy may not provide the coverage you need.

When you become our client, we become your advocate. We get to know you not only as a customer, but also as a fellow member of the community. Because you live where we live, we are uniquely positioned to navigate local market conditions. We will be prepared to help you and to respond to environmental problems that may be happening locally, such as heavy storms. You won’t get that kind of personal connection from a non-local call center representative.

Want to learn more?

Connect with a Coble Cravens Financial Professional today to learn about how we can help you manage risk.