LTCI Cost of Waiting  

What is the cost of waiting to buy long-term care insurance?

There is a time-honored phrase related to long-term care insurance and it goes like this: "Your money pays for long-term care insurance, but your health buys it."

As one ages, the risk of not being able to qualify for long-term care insurance may increase due to deteriorating health.

In addition to the risks of health problems as we age, the dollar cost of long-term care insurance rises dramatically because the insurer has less time to accumulate sufficient reserves to cover its part of the risk.

     

What is your current age?

What is the annual premium for a long-term-care policy at your current age? (If you do not know the premium, see your insurance professional for a complimentary quote.)

$

If you delay purchasing long-term care coverage now, at what age might you buy it in the future?

At what age do you anticipate requiring long-term care benefits?

 
   
   
Coble-Cravens Financial Services, Inc.
504 West Main Street • Arlington, TX • 76010
Phone: 817-462-4200 • Fax: 817-462-4250
• jarnot@coblecravens.com





Securities and Investment Advisory Services are offered through Tower Square Securities, Inc. (TSS).  Member FINRA/SIPC, a registered investment advisor. Coble-Cravens Financial Services, Inc. is not affiliated with TSS.

The aforementioned material is a product or service listing, and is not intended to be an offer for the sale of securities. Securities products are offered by prospectus only.

John Arnot is licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NJ,  NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, And WY for the sale of security products, and in MO, LA, NM, OH, PA, and TX for the sale of insurance products

Jerry Proter is licensed in AL, AR, CO, FL, IA, KS, LA, NE, NJ, NY, OR and TX for the sale of security products, and in TX for the sale of insurance products. 

Terry Ingram is licensed in TX for the sale of security products, and in TX for the sale of insurance products.

Roger Martin is licensed in TX for the sale of security products, and in TX for the sale of insurance products.

Richard English is licensed in WA andTX for the sale of security products, and in TX for the sale of insurance products.

Jeff Brown is licensed in OK and TX for the sale of security products, and in TX for the sale of insurance products.

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