Coble-Cravens Financial Services, Inc.

Investments, Insurance and Employee Benefits

Built in the Past to Serve Your Future

Coble-Cravens Financial Services, Inc. is a full-service financial services firm committed to helping people achieve their financial goals. We offer a wide range of financial products and services to individuals and business owners. By providing accurate, up-to-date financial information, we believe you will be better able to identify your goals and make decisions to help reach them.

Please call us at 817-462-4200 if you have any questions about our firm or the range of financial products and services we provide. Our firm has a relationship with a variety of financial services companies, so if we don't have it, we know someone who does.

Lease Payment

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Life Insurance

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Retirement Portfolio Lifespan

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Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

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Pick Up This Split for Long-Term Retirement Income

The number of Americans aged 90 or older almost tripled from 1980 through 2010 and is projected to quadruple by 2050. As people live longer they may need to fund a longer-than-expected retirement. This article discusses how a split-annuity strategy could help provide a long-term income stream.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

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